Owning rental property comes with significant tax obligations. Whether you have one buy-to-let or a large portfolio, you must declare rental income to HMRC — and there are important rules about what you can and cannot deduct.
What We Cover
- Self-Assessment returns including rental income
- Calculation of allowable expenses (repairs, agent fees, insurance, etc.)
- Mortgage interest relief rules and restrictions
- Furnished holiday lets (FHL) tax treatment
- Property income from abroad
- Rent-a-Room scheme advice
- Capital Gains Tax on property disposal
Changes Landlords Must Know
Tax rules for landlords have changed significantly in recent years. Mortgage interest is no longer fully deductible — it is now limited to a 20% tax credit. We keep you fully up to date and ensure you are not overpaying.