Capital Gains Tax (CGT) applies when you sell or dispose of an asset that has increased in value. This includes property, shares, business assets, and certain personal possessions.
CGT rules are complex, and the reliefs available can significantly reduce what you owe. Getting professional advice before a sale — not after — can save you thousands.
When CGT Applies
- Sale of a second property or buy-to-let
- Disposal of shares or investments
- Sale of a business or business assets
- Gifts of assets (even if no money changes hands)
- Transfers between spouses in certain circumstances
How We Help
- Calculate your CGT liability accurately
- Identify all available reliefs and exemptions (e.g. Private Residence Relief, Business Asset Disposal Relief)
- Report residential property gains to HMRC within the 60-day window
- Include CGT in your Self-Assessment return
- Advise on timing of disposals to reduce your tax bill